For individuals or families that experience a qualifying life event, such as losing job-based health insurance, the Affordable Care Act marketplace offers a special enrollment period.
This federal statute enables you to prolong your insurance coverage for up to 18 months (and longer in some areas and under specific circumstances).
You might be eligible for Medicaid-sponsored low-cost health insurance based on your income. Medicaid is a program that each state administers, so your eligibility will depend on where you live.
You may be eligible for Medicare if you are at least 65 years old or have a long-term disability. From the day you lost your insurance, you have eight months to complete an unique enrollment process.
When your coverage expires, you might be allowed to join your spouse's or partner's health insurance plan. If your partner has employer-based health insurance, that plan will have its own rules for enrollment.
Limited-benefit short-term insurance can be a great solution for people in between employment.
A parent may be eligible to add you as a dependent to their insurance plan if you are under 26 and lose your job-based health insurance.