Background checks are conducted by employers to ensure that you are qualified for the position. Contrary to popular belief, they don't enter a background check intending to uncover anything.
Employers merely want to confirm the data you've already given them.
Employer background checks can cover your employment background, credit history, driving records, and criminal history.
You can take action to begin cleaning up your credit report, but keep in mind that changes won't appear immediately. It's ideal to start this process as soon as possible because updating a credit report can take up to one or two months.
You can ask for a copy of your driving record from the Department of Motor Vehicles in your state if it will be particularly relevant for a job.
The background check will take roughly a week if you are applying for non-federal employment. The background check may take several months if you are looking for employment with the federal government.
It will take the hiring manager a few days to examine your completed background check after the business receives it. If the employment background check was successful, you'll probably get an email with the job offer!
Employers are required by the Fair Credit Reporting Act (FCRA) to obtain your consent before conducting a credit check on you. If they decide not to hire you based on the credit report, they must also give you a copy of the report and a "Summary of Rights."
The Federal Trade Commission (FTC) mandates that employers give you a copy of the consumer report that was used if they decide not to hire you as a result of material in your background check.